La gestión en la colocación y recuperación de créditos y su efecto en la liquidez, de la Cooperativa de Ahorro y Crédito Universitaria Limitada (COPEU) oficina matriz.

Abstract

The stability of a cooperative depends on its ability to achieve appropriate financial economic profit in a highly competitive economy. Considering the factors involved in the specific weight of decision making, you can take this option as appropriate, and that within its equally important objectives may undermine its economic strength - financial. Not take seriously an economic and financial analysis can lead to total economic failure, which is why in the decisions made must take into account the balance to be maintained between the economic results - financial and social. Due to the nature of the entity under study and the rise of cooperatives in Ecuador, we focus on the implementation of appropriate for the proper management of human resources and credit techniques such as proper selection of account holders and maintain procedures, a suitable in respect of the portfolio and related to accounting and legal rules dictated by standard control agencies.