Ingeniería Financiera

Permanent URI for this collectionhttp://repositorio.uta.edu.ec/handle/123456789/3656

Browse

Filters

20171

Settings

Author: search.filters.author.Casquete Angulo, Susana JacquelineSubject: search.filters.subject.COOPERATIVA DE AHORRO Y CRÉDITO

Search Results

Now showing 1 - 1 of 1
  • No Thumbnail Available
    Item
    La cartera vencida y liquidez de la Cooperativa de Ahorro y Crédito Kullki Wasi Ltda., matriz Ambato
    (Universidad Técnica de Ambato. Facultad de Contabilidad y Auditoría. Carrera Ingeniería Financiera, 2017-09) Casquete Angulo, Susana Jacqueline; DT - Sánchez Sánchez, Rubén Mauricio
    In Ecuador, the demand for loans has increased in the last decade, in addition to the creation of financial institutions to meet the need for cash, more Cooperative Savings and Credit and most of these are indigenous, thanks to them the sector Rural is expanding and becoming a development sector in several areas such as livestock, agriculture, handicrafts, trade and service. According to official data from the Superintendency of Popular and Solidarity Economy, cooperatives in segment two made 26% of loans to Ecuadorian households and 15% to companies. The past due portfolio is present in each financial institution with increasing momentum, which is why an analysis of the past due portfolio of the cooperative "Kullki Wasi Ltda. For their respective study, informative data were collected, with the aid of Field - Documentary research through the balance sheet and observation sheets that allowed to know the financial status of the cooperative, with the notion of cash availability status by calculating Their liquidity index was able to determine that the cooperative is in acceptable economic conditions, but prevention is one of the qualities that successful cooperatives have, so a Post-Credit Model has been proposed to serve as a tool to grant Credits and follow up on them.