Gestión Financiera

Permanent URI for this collectionhttp://repositorio.uta.edu.ec/handle/123456789/986

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End date: 2018Subject: search.filters.subject.ANÁLISIS FINANCIERO

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    Las estrategias financieras y la rentabilidad de la nueva sucursal de la Cooperativa de Ahorro y Crédito Migrantes del Ecuador en el Mercado Mayorista de la ciudad de Ambato en el período 2016 – 2017
    (2017-06) Acosta Acosta, Katherine Lissette; DT - Bedoya Jara, Mayra Patricia
    Cooperativism in Ecuador guarantees to society a different way of producing wealth and redistributing it among its associates with the production, marketing, consumption of products, goods and services with popular and solidarity public financial intermediation, improving quality and life expectancy, increased Capacities and potential of the population; According to the statistical data published by the SEPS in October 2015, Ecuador registers a total of 887 credit unions, being the second country, by number in Latin America, therefore the present case analysis has as purpose to know the impact of The financial strategies in the profitability of the Migrant Savings and Credit Cooperative of Ecuador in the city of Ambato, for it is done a review of different theories on labor variables, which leads to the application of the survey and observation sheets ; It also consists of a profitability analysis of the last three years. Within the research, there are important results in which it can be seen that the financial strategies used in the Cooperative are not adequate and some are being poorly managed and therefore have an impact on profitability, since it presents a significant decrease in Three years.
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    El nivel de activos y el posicionamiento de mercado en las cooperativas de ahorro y crédito del cantón Ambato reguladas por la SEPS
    (2016-07) Santana Mañay, Luis Fabián; DT - Urrutia Urrutia, Janet Carolina; DT - Urrutia Urrutia, Janet Carolina
    In the present study the relationship between the level of assets against market position in the credit union regulated by the SEPS segment 1 and 2 converge in the city of Ambato shown. research focused on the main components of the balance sheet was developed by analyzing the assets, could determine the structure of these institutions so that credit unions., San Francisco, Oscus, El Sagrario maintain a good level of productive assets 96% to total assets, while Mushuc Runa, Chamber of Commerce and Ambato are located in an intermediate position, finally Kulki Wasi, Chibuleo and SAC reflect a high level of nonperforming assets, corroborated this with the high rate of delinquency portfolio, also through oriented members of these cooperatives survey, a market survey measuring the perception with 13 major attributes, and the preference they have, in order to determine the market positioning, using a scaling model was executed multidimensional, which allows measuring the differences and similarities through the calculation of Euclidean distances and to verify that the model fits quite well by calculating the stress and stress squared, it was concluded that the credit unions., San Francisco and Oscus, Mushuc Runa, Chamber of Commerce and El Sagrario institutions are positioned in the market, while Chibuleo and Ambato are not so positioned institutions finally Kulki Wasi and SAC are not positioned. With this we can conclude that institutions as their level of assets does market positioning increases, but they must frame their strategies on improving the management of its assets, primarily the loan portfolio, as its main axis financial intermediation should ensure the effective recovery of their loans.
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    La Planificación Financiera y su incidencia en la rentabilidad de la Empresa Medylens de la ciudad de Quito período 2014
    (2016-05) Barrionuevo Guerrón, Jenny Isabel; DT - Cuesta Chávez, Giovanna Alejandra
    The economy of our country depends on a significant percentage by the textile industry, as this sector has created large spaces employment for many people, has helped the entry of money due to the large number of exports of these products allowing further progress at the national level. PYMES must have from the beginning of its operation with a plan to take into account each of the areas we have businesses, so they will have defined processes which must be evaluated and monitored so as not to deviate from the objectives. Many organizations do not have this planning for their activities and operations, this is one reason why many are in crisis lack of liquidity, indebtedness, lack of resources, which can lead to companies complete their life commercial and cease activities. The ability of the company to improve its position, how constantly measures and evaluates its costs and expenses is a basic tool for internal company analysis and decision making successful that generate competitive advantages over their environment to maintain economic, financial and operational stability